Designate and Donate — Introduction

Simple Planned Gifts Anyone Can Make

You can support Presbyterian Communities of South Carolina in several simple and savvy ways without reducing your income or diminishing your savings.

You can support the older adults served by PCSC in several simple and savvy ways that don't involve your will or a trust. You can even do this without reducing your income or diminishing your savings.

Think about using assets that can be transferred to PCSC without legal expense. You may have bank investments, retirement, insurance, stock, or mutual-fund accounts that you can use to accomplish your charitable goals. All of these assets can be transferred by completing a POD (Payable on Death) or TOD (Transfer on Death) form. Some companies also call these beneficiary designation forms. This completed form tells the account custodian what to do with the account after your passing.

You can name PCSC in your long term plans today without a negative impact on cash flow or lifestyle. Keep it simple and savvy. Ask your bank for a POD form. Ask your retirement plan, investment account or insurance company for a TOD form. Designate and donate with any of these assets. It is easier and takes less time than you think.

Benefits of Naming PCSC in Your Long-Term Plans

  • You can have the satisfaction of knowing you helped build the future of this ministry to older adults.
  • You can make a gift that costs you nothing during your lifetime.
  • You can make a gift and leave your cash flow and current financial planning unchanged.
  • You can make a gift with appreciated assets and save taxes.
  • You can use your retirement plan for charitable giving (give your heirs other assets with lower tax burden).

Retirement Plans

Ask the plan custodian for a TOD form. Some companies also call these forms beneficiary designation forms.

Learn more about designating and donating a portion or all of your retirement plan.

Stocks and Investments Fund Accounts

Ask the brokerage or mutual fund custodian for a TOD form. Some companies also call these beneficiary designation forms.

Learn more about designating and donating appreciated stock or mutual fund account plan.

United States Savings Bonds

Learn more about designating and donating savings bonds.

Life Insurance

Ask the insurance company for a TOD form. Some insurance companies also call these beneficiary designation forms.

Learn more about designating and donating a portion or all of your life insurance policies.

Bank Accounts

Ask the bank for a POD form. After your passing, what remains in the checking or savings account will be transferred to PCSC.

Learn more about designating and donating your bank accounts.

Jointly Held Accounts

You may have a loved one as the joint owner of an account. You can still designate and donate.

Learn more about designating and donating jointly held accounts.